How much property can you afford? Enter your income, expenses and deposit to see your maximum price and how it moves if rates rise.
Banks typically allow 28–33% of gross income toward the mortgage repayment.
A higher rate shrinks the loan your income supports. Each bar holds your income, expenses and deposit constant and only moves the interest rate.
This is a guideline based on standard banking ratios. Your bank may approve more or less depending on your credit score, employment type and existing commitments. Not financial advice.
